● USDXX BY LYNXX · THE PROOF-CARRYING DIGITAL DOLLAR
Up to 12% APY with USDXX Earn↓USDXX is a reserve-backed digital dollar for global settlement—partner-led issuance, segregated 1:1 reserves, and payments that can carry proof of purpose and settlement conditions without exposing confidential business terms.
✓ No account. No password. Your wallet is your access.
Read live from the pilot contracts on test networks (test money, no real value). Reserve attestation figures publish at mainnet launch.
LIVE ON THE BLOCKCHAIN
Every USDXX payment in Indexx Pay gets a public receipt on the blockchain — no names, no emails, just proof. Here are the latest, live from the test networks.
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Moves between the two networks go through the LayerZero bridge; the company Safe (2 of 3 signers) controls every change of supply. Move your own USDXX between networks, fees paid by Indexx Pay →
BRAND ARCHITECTURE
LYNXX is the company and technology platform. USDXX is its proposed digital dollar—the token you mint, hold, redeem and integrate.
In short: USDXX is the digital dollar. Indexx Pay is where you buy and spend it. LYNXX is the company behind USDXX.
LYNXXLYNXX owns the technology, the intellectual property, and the licensing, banking and reserve relationships that let a regulated dollar stablecoin exist. It sets product strategy and operates USDXX end to end; a licensed partner acts as issuer of record.
USDXXThe token users mint, hold, redeem, transfer and integrate. One canonical asset identity, designed to stay 1:1 and redeemable, built for settlement across approved networks.
Written in full: USDXX by LYNXX
THE MARKET GAP
Three gaps keep dollar stablecoins from serving global users well. USDXX is designed to close all three at once—not to reinvent the stablecoin.
Holders need confidence that every token is redeemable, liquid and fully reserved.
USDXXSegregated 1:1 reserves, a monthly independent attestation target, and public supply and coverage.
Exchanges, fintechs and merchants need reliable access across borders and blockchains.
USDXXOne canonical asset identity, redemption and settlement APIs, and anchor-partner corridors.
Issuers need compliance, treasury, security and customer operations that scale together.
USDXXA complete operating system — reserves, redemption, controls and monitoring — not only a smart contract.
BUILT FOR
USDXX starts where it solves a measurable settlement problem—not everywhere at once.
Reliable dollar liquidity
ENTRYListing + redemption API
Faster cross-border settlement
ENTRYCorridor integration
Lower-cost global payouts
ENTRYCheckout + treasury
24/7 working capital
ENTRYMulti-chain settlement
Launch discipline: one corridor · two anchor partners · one primary chain.
THE USDXX STANDARD
USDXX is built around the whole operating system—reserves, redemption, compliance, controls and a proof layer that lets a payment carry its purpose and conditions—not only the smart contract.
USDXX uses one canonical asset identity mapped to verified chain deployments—never a reused legacy contract. Launch begins on a single chain, then expands under liquidity and operational controls.
Circulating supply, mint and burn activity, reserve coverage and attestation dates are designed to be visible in one place—so holders underwrite the reserve, not just the contract.
Separated admin, minter and pauser roles, multisig administration, policy screening and an emergency pause protect every privileged operation. Minting is never separated from verified funds.
AI supports fraud signals, reconciliation checks and treasury forecasting. It never moves reserves or changes supply on its own; authorized humans hold mint, freeze and redemption controls.
THE STACK · MODULAR & AUDITABLE
AI-ASSISTEDfraud signals · treasury forecasting · support automation · compliance prioritization. Never moves reserves or changes supply on its own.
PRODUCT FLOW
KYC / KYB and sanctions screening for approved participants.
An approved customer sends fiat through an authorized channel.
The licensed issuer releases matching USDXX against verified funds.
Wallet, exchange, merchant and treasury settlement, 24/7.
USDXX is burned and redemption proceeds are returned.
Reserve reconciliation · transaction monitoring · policy approvals · audit trail. Minting is never separated from verified funds and approved controls.
RESERVE & REDEMPTION
Trust is built through segregation, liquidity and proof—reserve assets are customer backing, not fundraising capital and not operating cash.
Operating liquidity for same-day redemption.
The principal reserve asset.
Permitted liquidity tools only.
0% of redemption reserves in Bitcoin or other volatile crypto assets. Final reserve policy depends on the licensed issuer, reserve bank, custodian and applicable law.
REGULATION
USDXX follows the market into each jurisdiction it operates in, through a partner-led licensed structure—not a regulatory grey area.
Permitted issuer framework, 1:1 reserves, BSA / AML and lawful freeze capability.
E-money token rules, issuer authorization, reserve and redemption obligations.
HKMA licensing for fiat-referenced stablecoin issuance and offering.
A LYNXX technology & IP company, a licensed issuer partner, and regulated reserve, banking and distribution partners. An offshore holding company may support ownership or tax planning, but it does not remove licensing obligations where USDXX is issued or offered. Final structure is subject to legal counsel.
USDXX EARN · 8% · 10% · 12% APY
Commit USDXX for 3, 6 or 12 months and earn 8%, 10% or 12% APY. USDXX Earn is a separate, opt-in program with its own terms, risk disclosures and eligibility — holding USDXX on its own stays 1:1 and redeemable. Earnings are funded separately from, and never paid out of, the USDXX redemption reserve.
CHAIN-NEUTRAL BY DESIGN
Authorized deployments share one economic identity and reconcile to one global supply ledger. USDXX launches on a single chain, then expands only where liquidity and controls justify it.
Legacy assets stay separate. IUSD+ is never renamed or silently mapped to USDXX. Any migration uses an explicit, auditable conversion flow after source-chain finality.
PRIVACY MODEL
Privacy Window. Share a verifiable transaction proof with a merchant, accountant or auditor for 72 hours. Access then expires automatically—your records stay yours.
GO TO MARKET
The network is built in sequence—each phase unlocks the next.
North-star metric: retained circulating supply—supply held up by repeat redemption and payment activity, not gross tokens minted.
ROADMAP
Every stage is gated on partner readiness, legal clearance, security testing and redemption proof.
Legal route · issuer & bank partners · architecture and audit plan.
MVP APIs · reserve reconciliation · security audit and sandbox.
Private beta · first exchange / wallet · $50M year-end supply target.
More corridors · multi-chain issuance · institutional treasury APIs.
FAQ
No. USDXX is in a controlled pilot on testnet. There is no mainnet issuance, no live minting or redemption, and no customer funds are accepted. Every figure shown on this site is a placeholder or a management target pending partner and legal validation.
The design target is at least 1:1 backing with high-quality liquid reserves: cash and bank deposits, short-term U.S. Treasuries, and overnight Treasury repo or government money market funds. Reserves are held segregated as customer backing — they are not operating cash and not fundraising capital. No portion of the redemption reserve is held in Bitcoin or other volatile crypto.
At launch, direct mint and redemption run through a licensed issuer partner for approved (KYC/KYB) participants, with a target service level of same-day to next-day (T+0 / T+1). Ordinary wallet-to-wallet transfers happen on-chain and only cost network gas.
USDXX Earn proposes 8% APY for a 3-month commitment, 10% for 6 months and 12% for 12 months. On 1,000 USDXX that is about 19.43, 48.81 or 120.00 USDXX over the term, assuming constant APY, reinvestment and no fees. Rates are proposed, not live, and depend on final terms, eligibility and jurisdiction.
No. Holding USDXX pays no yield — it is a payment and settlement asset that stays 1:1 and redeemable. "USDXX Earn" is a separate, opt-in program with its own terms, eligibility and risk disclosures; Earn balances are not part of the USDXX redemption reserve.
The structure is the same: a company issues and operates a dollar stablecoin. Tether issues USDT; Circle issues USDC; USDXX is issued through a licensed partner and operated by LYNXX. What differs is focus — USDXX does not try to match incumbent scale on day one. It aims for a defensible distribution wedge in selected exchange, payment and crypto-native corridors, with a monthly independent attestation target and public reserve reporting.
No — they are two things at two layers. LYNXX is the company: it holds the technology, the intellectual property and the licensing and reserve partnerships. USDXX is the stablecoin the company brings to market — the token you mint, hold, redeem and integrate. You hold "USDXX" the same way you would hold "USDT," and most users never need to say "LYNXX" out loud. The full name is "USDXX by LYNXX."
No. Your browser wallet is your access — USDXX never receives your seed phrase or private keys. Identity verification (KYC/KYB) applies only to participants who mint or redeem directly with the issuer.
One canonical asset identity, one launch chain first. Additional chains are added only where liquidity and operational controls justify them, and each deployment reconciles to a single global supply ledger.
The public chain is designed to show only what proves the system is sound — total supply, mint and burn, reserve coverage, attestations. Identities, amounts, balances and wallet relationships are not published. A 72-hour "Privacy Window" lets you share a verifiable receipt with a merchant or auditor; access then expires.
USDXX is the stablecoin from LYNXX. LYNXX owns the technology, the intellectual property and the product; issuance of record runs through a licensed issuer partner, alongside regulated reserve, banking, custody and attestation partners. Equity capital funds the company; customer reserve assets back the token, held separately.
No. USDXX targets a stable value of US$1.00 and is meant for payments and settlement, not appreciation. Company equity and token holdings are entirely separate. Nothing on this site is an offer, a solicitation, or investment, legal or tax advice.
Full risk factors and terms are in the Legal & Risk Disclosure.
BUILD WITH USDXX
One canonical asset identity, business mint and redemption APIs, and human-controlled risk approvals.
{
"assetId": "usdxx:canonical:v1",
"symbol": "USDXX",
"operator": "LYNXX Corp",
"issuerOfRecord": "licensed issuer partner (TBD)",
"decimals": 6,
"environment": "testnet",
"deployments": [ ... ]
}